Can Bicyclists File Insurance Claims for Hit-and-Run Injury Accidents?

Being hit by a car while riding your bicycle is traumatic enough—but when the driver flees the scene, the aftermath can feel even more devastating. Many injured cyclists are left wondering: If the driver is never found, can I still get compensation for my injuries?

The answer is yes—you may still be able to recover damages through your own insurance policy if you have uninsured motorist (UM) coverage. At Race Law Firm in Atlanta, GA, we help injured cyclists and pedestrians navigate the complexities of hit-and-run injury claims, ensuring they pursue every available path to justice and compensation.

Hit and Run Bicycle Accidents Are Alarmingly Common in Georgia

Unfortunately, hit-and-run crashes involving cyclists and pedestrians are on the rise. According to the Georgia Governor’s Office of Highway Safety, the state has seen a steady increase in pedestrian and cyclist fatalities, with over 30 bicyclist deaths in 2023 alone. Many of these incidents occur in urban areas like Atlanta, where high traffic volumes and distracted driving contribute to serious and often fatal crashes.

What’s even more alarming? Many hit-and-run drivers are never identified. According to AAA, nearly 1 in 5 pedestrian fatalities nationwide involves a hit-and-run driver—and Georgia is no exception. But even if the person responsible is never caught, that doesn’t mean you’re left without options.

What Is Uninsured Motorist Coverage, and How Can It Help?

Uninsured motorist (UM) coverage is an optional addition to your auto insurance policy that provides protection in cases where:

• The at-fault driver has no insurance
• The driver cannot be identified, such as in a hit-and-run

What many people don’t realize is that UM coverage extends to you as a bicyclist or pedestrian, not just when you’re driving. If you carry auto insurance and are hit by a vehicle while riding your bike, your own UM coverage may provide compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Long-term rehabilitation or disability

This coverage can be a lifesaver, especially if the hit-and-run driver is never found or has no insurance.

Why You Need an Attorney for a Bicycle Hit and Run Claim

Insurance companies often try to limit payouts or deny claims outright—especially in cases involving uninsured motorist coverage. They may argue about the circumstances of the crash or question the severity of your injuries. That’s where a personal injury attorney becomes critical.

At Race Law Firm, we will:

• Investigate the accident to gather evidence, even without the driver being identified
• Review all your insurance policies and those of household members for available coverage
• Handle all communication with insurers to protect your rights
• Fight for maximum compensation for your injuries, pain, and losses

We know the Atlanta bike laws, the local roads where these accidents often happen (like Peachtree Street, Dekalb Avenue, or Edgewood Avenue), and the tactics insurers use to delay or underpay legitimate claims.

Take Action After a Bicycle Hit and Run

If you’ve been the victim of a hit-and-run while riding your bike in Atlanta or anywhere in Georgia, don’t assume you’re out of options just because the driver fled the scene. Uninsured motorist coverage could provide the compensation you need—and we can help you fight for it.

At Race Law Firm, we believe every injured cyclist deserves justice, regardless of whether the responsible driver is found. Let our experienced legal team review your case and explore every possible avenue to recover what you’re owed.

Contact us today for a free consultation. You focus on healing—we’ll handle the rest.